Senior Health Insurance

Original Medicare specifically excludes coverage for routine dental care. However, there are cost-effective ways to get this important coverage.

One of the ways to get coverage for dental expenses is to choose Medicare Part C instead of Medicare Parts A and B. Part C is also known as Medicare Advantage.

Medicare Advantage policies sometimes, but not always, will cover dental care. There are both pros and cons to Medicare Advantage policies when compared to Original Medicare.

Should you choose to get your health insurance through Original Medicare, you can still get coverage for your teeth. You can supplement your coverage with a private dental insurance policy. Before purchasing one of these policies you should be sure that you understand the limits of the coverage.

Many dental policies limit what they will pay for in several ways. There may be waiting periods before certain services. There may be upper limits on the amount they will pay for your dental care during your lifetime and/or during a policy year.

Although you cannot get dental coverage under Original Medicare, there are other options. These options include Medicare Part C and private dental insurance plans.